Adjust the sliders to see estimated monthly costs based on purchase price, deposit and loan term. No credit check is performed by using this calculator.
Indicative rate. Actual rates depend on your profile and lender.
These examples show realistic scenarios, not guaranteed outcomes. Every deal is different.
Purchase price: £130,000. Deposit: 25% (£32,500). Finance: £97,500 over five years at 8.5%.
Estimated monthly repayment: approximately £2,000.
A NICEIC Approved Contractor engineer with 10 years in the trade buying a small domestic electrical business with 150 EICR testing contracts. Strong sector experience, clean credit, and a manageable deposit from savings.
Purchase price: £380,000. Deposit: 20% (£76,000). Senior debt: £264,000 over seven years at 7.5%. Seller financing: £40,000 over 18 months.
Estimated monthly repayment on senior debt: approximately £4,590.
An existing electrical business owner expanding into testing and inspection. The target has NICEIC, ECA membership, and positions on 3 local authority frameworks. 180 contracted EICR properties. 9 electricians.
Purchase price: £700,000. Deposit: 25% (£175,000). Senior debt: £400,000. Mezzanine: £125,000.
Estimated combined monthly repayment: approximately £9,200 to £10,800 depending on terms.
A senior electrical contracts manager buying into a multi-discipline electrical and EV charging company with NICEIC, ECA, OZEV-approved installer status. 15 electricians, 12 vehicles, NHS and local authority frameworks. Growing EV maintenance contract base. The blended structure uses senior debt for the bulk, mezzanine to bridge the gap, and the buyer's savings plus an equity release for the deposit.
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A specialist broker will be in touch within 48 hours to discuss your options. No obligation, no credit check at this stage.